Onshore RMB against the US dollar (CNY) closed at 7.2615 yuan at 03:00 Beijing time, down 124 points from Tuesday night's close. The turnover was $57.609 billion.International oil prices rose on the 11th. As of the close of the day, the futures price of light crude oil for January 2025 in the New York Mercantile Exchange rose by $1.70 to close at $70.29 per barrel, an increase of 2.48%. London Brent crude oil futures for delivery in February 2025 rose by $1.33 to close at $73.52 per barrel, an increase of 1.84%.Onshore RMB against the US dollar (CNY) closed at 7.2615 yuan at 03:00 Beijing time, down 124 points from Tuesday night's close. The turnover was $57.609 billion.
A number of evidences confirmed the criminal facts of the suspect in the shooting of executives in unitedhealth group, USA. On December 11th, local time, Jessica Tisch, the police chief of new york City, USA, said that the gun on Luigi Man Ghione, the suspect suspected of killing the CEO of unitedhealth group, matched the shell casings found at the crime scene. In addition, Man Ghione's fingerprints are consistent with those on the water bottle and protein stick wrapping paper found near the shooting scene. At present, the suspect Man Ghione is still being held in Pennsylvania.Bitcoin rose 5.00% in the day and is now reported at $101,492/piece.Christopher Babers, director of the Federal Bureau of Investigation, resigned. He will announce the news at the staff meeting. The US Federal Bureau of Investigation (FBI) issued a statement saying that FBI Director Ray will resign at the end of the current government.
Dollar deposits and wealth management are popular again. Experts suggest paying attention to exchange risk. Although it is in the cycle of interest rate reduction by the Federal Reserve, dollar deposit products are still attractive to investors. Since December, a number of bank wealth management subsidiaries have intensively put on shelves US dollar wealth management products. Judging from the rate of return, the performance benchmark of some US dollar fixed-income wealth management products currently launched is close to 5%, but the performance benchmark of RMB wealth management products with the same risk level is mostly around 2%. According to the statistics of Puyi standard data, as of December 9, there were 1,312 surviving products in US dollar financing, and the surviving scale of US dollar financing reached 281.927 billion yuan, which has doubled from the surviving scale of 140.351 billion yuan at the end of December last year. In addition, although banks have previously lowered the interest rate of dollar deposit products, from the current point of view, the interest rate of some banks' dollar deposits remains above 4%, attracting many customers to buy. In addition, the annual interest rates of US dollar deposit products issued by banks such as Ningbo Bank Co., Ltd. and hengfeng bank Co., Ltd. are also between 3% and 4%. According to industry insiders, under the Fed's interest rate cut cycle, the main reason for the high heat of dollar wealth management and dollar deposits is the exchange rate expectation of a strong dollar. If the market expects the US dollar to appreciate or remain stable, holding US dollar assets (such as US dollar wealth management and US dollar deposits) can benefit from the potential exchange rate appreciation even if interest rates fall. In addition, in order to diversify risks, some investors choose to allocate part of their funds to US dollar assets to realize diversification of asset allocation. (Securities Daily)In the end, the "tax reduction month" is now or never. The bank will make a profit to open a personal pension account. "You can get a shopping reduction when you open an account!" Recently, an employee of a big bank said that near the end of the year, the bank's marketing efforts for individual pension accounts have increased significantly. In addition to shopping coupons, tax relief, etc., some institutions even sent "opening an account to send gold" benefits, which is full of eye-catching effects. Since the trial operation, the personal pension system has developed for two years, and the related wealth management products and the number of accounts opened have continued to increase, but the "cold deposit" is still in sharp contrast with the "hot account opening". Insiders suggest that residents' willingness to invest after opening an account can be enhanced by enriching the product system and adjusting the withdrawal system. On December 11th, a person familiar with the matter revealed that a number of commercial banks have recently been informed that the relevant departments will hold a video conference on the full implementation of the personal pension system in the middle of this month, or it is related to the full expansion of the implementation scope of the personal pension system-"fully opening the gate" is ready to come. (Securities Times)During the year, A-share companies threw out nearly 1,000 single and medium-term cash dividend plans. According to Wind statistics, as of December 11th, 940 listed companies have thrown out 994 single and medium-term cash dividend plans this year, with the number of them increasing by 269.41% year-on-year. The total amount of dividends involved was 667.519 billion yuan, a year-on-year increase of 166.24%. Among them, 791 orders have been implemented, and dividends have reached 360.768 billion yuan; 203 single pending implementation, the total amount of dividends to be paid is 306.751 billion yuan. The researchers said that the active mid-term dividends of listed companies are conducive to enhancing investors' sense of gain and boosting investors' confidence. In addition, stable dividends can provide stable income, reduce investment risks, and help promote the formation of value investment concepts and long-term investment concepts. (Securities Daily)